simplify things, organizing, decluttering,
Pic Credit: Zengirl
Many of us are working at a job for pay bills and save money for the retirement. However, after paying bills, insurance and daily spending very little is left for many people. Right now with economy being down, many people are laid off, or getting paid less in their current job.
Many of us are looking for ways to make money on side to boost our income a little or a lot. There are a few ways which are relatively easy for any of us to make extra money. Now, none of us will be able to retire with these ideas or be a millionaire, but it will sure increase a nice boost to your income. Check it out, many are easy to do for any of us. Ways to Make Money In Hurry
Here are 50 ways to make money and boost your earning income to comfortable level.
1 Do online surveys. Many online surveys pays as little as 10 cents to 5 dollars. There are many surveys are out there to try it out. Beware of the one that asks for fee, try only free surveys sites. You can do surveys online or via email.
2. Sell sometimes from home which are not using. You can sell your stuff on craigslist, ebay or amazon. One person’s trash is another person’s treasure. You can make good amount depending on type of stuff you have. If you have any collectibles items, you can make good money. A friend of mine sold his baseball cards to make $950, not bad for something sitting in his closet. Sell only things you do not care for or not interested in. Offer to drive someone around for little pay. Sometimes you can drop off people to… Continue reading
Photo Source: Brittany Bush
It’s not true that life is one damn thing after another; it is one damn thing over and over. Edna St. Vincent Millay (1892 – 1950)
We can plan for our lives, when to get married, when to have kids and when to retire. Planning is great and having back up planning is better, as life always does not go according to our plans. I am sure mine does not and I am sure it is true for all of you as well.
Last Friday (Jan 21st), something happened and my whole Heart and Mind content from hosting site and everything got deleted and I could not see anything when viewing my site. I still am not sure what caused the whole database for heart and mind to be deleted but we called Bluehost, my hosting company and they have complimentary data back up and my content and site were back up in about 2 hours.
I lost some of my comments, my replies and any changes and updates I made in last 5 days though. So, if you made any comments in last few days before Jan 22nd, it might be lost with my own replies and changes. I suppose at least most of the content is back up.
It is scary to lose everything you have written in 18 months, all of your hard work going nowhere. While I hope none of you have to go through thing like that but if you face life’s set back, here are a few lessons I learned might help you through it.
Now, I am sure this is not the title of post you expect to read on any blog. But there is nothing about me is typical and way I blog here. Let’s look at my life resume in short summery, shall we?
What are my goals and resolutions going forward in 2011?
I always think that is it is good to have planning… Continue reading
Now that August is here, here is a recap of our No Spend Month Challenge with its final update and lessons and take away from this No Spend experiment:
This July we did No Spend Month experiment to see if our family of four, living in Northern California can survive with only $300: For groceries, eating out, cleaning, gardening supply, entertainment (books, movies, etc), Gas for cars, Any repairs, clothing and accessories and other items.
To see recap on what is No Spend month and with Monday’s weekly updates on how we did, check out the posts below for more details.
No Spend Moth Challenge: Introduction $0 No Spend Month Challenge: Update 1 Money Spent 1st week: $104.73 No Spend Month Challenge: Update 2 Money Spent 2nd week: $33.72 No Spend Month Challenge: Update 3 Money spent 3rd week: $97.15 No Spend Month Challenge: Update 4 Money spent4th week: $18.50
Last week spending update:
Gas and Groceries only. Total for last 5 days: $45.56
Here is total breakdown for the whole month to compare where did the money go?
Our Total expenses for the No Spend month Details: Gas for both cars: $158.79 Groceries: $82.70 Misc: Rest of the budget Total for the month: $299.66
As you can see, we barely made with 44 cents left over from our $300. Phew!! Edited to add: We did not pre-stock gas for the cars or groceries prior the the no spend month experiment. Also all expense from cash and little on credit card are included here (even though CC bill be due next month).
Highlights and Analysis of this month:
Many times simplest things can bring smile and happiness in us. If you think back on times in your own life, you will realize that many of these happy memories has nothing to do money or things money can buy. Best things in life are not things, and costs nothing.
There are few simplest things in mine and Zenguy’s life that makes us happy:
1. When Both kids R and Little P are healthy, smiling and sleeping well.
2. Sitting and Drinking hot fresh and hot ginger chai-tea made by Zenguy
3. Eating simple home cooked meals or hanging out at our favorite food place.
4. Seeing cleaner house at night, after clean up of toys.
Being minimalist is “IN” things to do right now and seems to be around everywhere in past few months on blogosphere and news. Are you a minimalist or want be one? Everyone’s definition of minimalist is different and sure thing as minimalist can come in various colors, shapes and sizes. For example, one well known blogger claims to write minimalist blog, where one can clearly see, she is in to shopping, fashion, jewelry and pushing minimalist products, other famous blogger wants everyone to change to his way of minimalism and asked non-believers to unsubscribe his blog! Are they minimalist or not?, that I will let you decide. However, I will tell you one thing there is NO one size fit all solution for minimalism, we all can be minimalist in our own ways without judgment from others.
Many of our lives are intermingled with internet and everything that comes with it such as blogs, information sites and emails. Imagining life without emails seem impossible. How did people communicated without emails before? Many of us have more than one email accounts (as many of them are free to get) and they are all filled out millions of emails with blog feeds, work related emails, jokes, chain emails, to-do-lists, invitations and of course lot of spam emails too!
I had at least 8 emails accounts not so long ago; Continue reading
Many of us, do not have enough savings, and sometimes, we have too many accounts, banks, credit cards, it gets overwhelming and confusing, not to mention hard to keep track of it. How to get a sanity? We can start by starting a process of simplifying financial life.
You can not focus on other aspects of your life, if your financial life is not in balance. Many of us are living, doing okay surviving, paying bills, adjusting here and there however, if we lost one or both jobs, most of us are just month away from losing it all. Americans are worst in terms of saving rate compare to any other nation.
Money is not more important than health or family in our life, but we let it get out of control, it can cause a problems in other aspects of our lives, such as health, family, social and worse our self worth. Here are a few ways to get handle on it.