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Is Both spouses working important in a family?

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Is Both spouses working important in a family?

In right now in down economy, many jobs are cut. A few people are still making good money but some are making less money doing same job. There are many stay at home moms and dads are like me who do not make any money.
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Posted in Finance, Relationships | 16 Comments »

No Spend Month Challenge: Update and Take away from the experiment

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No Spend Month Challenge: Update and Take away from the experiment

Now that August is here, here is a recap of our No Spend Month Challenge with its final update and lessons and take away from this No Spend experiment: This July we did No Spend Month experiment to see if our family of four, living in Northern California can survive with only $300: For...
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Posted in Parenting, Save Money, Simplicity | 42 Comments »

No Spend Month Challenge: Update 4

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No Spend Month Challenge: Update 4

This is our fourth week of update on No Spend Month Challenge that I am  sharing my spending on Heart and Mind Blog . Now there are 26 days down and 5 more days left to go in this challenge. In this challenge, we have a budget for $300 for the whole month of...
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Posted in Save Money | 39 Comments »

No Spend Month Challenge: Update 3

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No Spend Month Challenge: Update 3

R and Little P having fun playing with Sand at near by Park: This is our third week of update on No Spend Month Challenge that I am openly doing and sharing my spending on Heart and Mind Blog . Now there are 18 days down and 13 days left to go in this...
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Posted in Finance, Save Money | 31 Comments »

No Spend Month Challenge: Update 2

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No Spend Month Challenge: Update 2

No money needed to enjoy this: Zenguy and R watching planes at San Francisco Bay Our family is doing voluntarily No Spend Month Challenge in July. Actually No Spend month is misleading in a way, as it should be called minimum spending on bare essentials month, because that is what we are doing. I...
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Posted in Save Money | 38 Comments »

No Spend Month Challenge: Update 1

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No Spend Month Challenge: Update 1

No Spend Month Update 1: On month of July, we are doing No spend month challenge, which actually means not spending anything except on few essentials. We have a goal of $300 per month on necessities and more. To find more details about it how we are planning to do it, check out my...
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Posted in Save Money | 27 Comments »

No Spend Month Challenge: July

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No Spend Month Challenge: July

I have done one “no spend month” last July along with Rachel from Small Notebook, blog I admire a lot. However, I started off after one week in July and I was not blogging till end of July so did not share my findings here at the heart and mind . To see her...
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Posted in Finance, Save Money | 27 Comments »

12 ways to help your unemployed friends and family

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12 ways to help your unemployed friends and family

There are lot of people right now without a job throughout the USA and other parts of world.  California where we live is one of the place that was hit hard in form of unemployment and foreclosures.   According to the LA times, California’s unemployment rate is in the double digits, in some regions it...
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Posted in Finance, Relationships | 12 Comments »